Oscar members tend to be more tech-savvy and affluent. Oscar has a 97% satisfaction rate. Kaiser Permanente: Best Quality. These two plans look pretty similar, and I don’t have any major medical issues. A forum about Sacramento, for Sacramento. None of them are perfect, and the reform needed is part of a different discussion. First, the full PPO employers networks are about 1/3rd bigger than the individual/family (Covered California) networks. Cigna's is higher at 40 percent. Kaiser is one of the top three carriers on and off-exchange in California. I had two specialist appointments that were approved in under a week and no surprise bills. It was a HUGE shit show last time I was there. :). I’ve had 0 issues with 5 years of routine care. They currently have footprints in California, Colorado, Georgia, Hawaii, Maryland, Virginia, Oregon, Washington, and Ohio. While Kaiser operates in eight states, most of its health services locations are in California. Go ahead, it won't hurt. https://bestcompany.com/health-insurance/company/kaiser-permanente By comparing employers on employee ratings, salaries, reviews, pros/cons, job openings and more, you'll feel one step ahead of the rest. They love it, or they hate it. A lot of what I’ve been reading makes it seem like you really have to fight to get a referral. Cigna vs. Kaiser Permanente: What You Need to Know. Expect huge lines and no chance to call for help. But I guess it just depends on the doctor? 1. Best Price. Aside from pure market share, there's also a separate battle afoot between the two for the heart of how health care is paid for and delivered in the very near future. 2. 2. Kaiser Permanente vs. Aetna; Kaiser Permanente vs. Cigna; Best Company user ratings and reviews (Ratings as of October 14, 2020) Although each insurer has a fair number of 4- and 5-star reviews, each company also has a fair proportion of 1-star reviews. !Be careful!! Oh well. In addition to offering health insurance, Kaiser runs its own network of hospitals and health services providers, creating a unique offering for members of their health insurance plans. I was a Kaiser kid and then adult until my late 20s when I got on my wife’s Healthnet plan. I think both are good options so I’d be interested in what others have to say. Although I do suggest not going to the hospital on Morse for ER care. This Yelper's account has been closed. If you're sick of picking up the tab for other people's poor decisions, then you probably have a major bone to pick with capitalism in the united states. Oscar does attract a different clientelle than Kaiser Permanente. That's not my situation but some people really are in dire straits and you're saying cut them off? What about massive corporations? Looks like you're using new Reddit on an old browser. I prefer Kaiser only because I can get all needs met under one roof. Also they moved back our appointment three times. This is why we pay taxes, to help people who may not be in an optimal situation. What about someone who has a pre-existing condition and gets dropped, or gets a massive increase because of it? I have sewn over 10,500 masks just for Redditors and their families. Zizi B. Chicago, IL; 1015 friends 240 reviews I now have HealthNet HMO. You can't go wrong with Kaiser. If you have any unique issues you are trying to figure out, cancer, mental health, or "optional stuff" like physical therapy or a nutritionist, do not choose Kaiser. r/Kaiserreich: Welcome to the official subreddit of Kaiserreich: Legacy of the Weltkrieg, an alternate history mod for Hearts of Iron 2, Darkest … It’s like the Costco of healthcare. Plan Pricing - Kaiser has always been hard to beat in terms of pricing and that will likely continue. Hi guys, Just turned 26 and shopping around for insurance on Covered California. I think very few people would opt for Medi-Cal if there's another option. Like you, I pay my taxes, and even when things were going better for me in the past I had no issue knowing some of it went to help those in need. Consider the scenario I laid out and see if you can't stir up a little empathy for other people. By using our Services or clicking I agree, you agree to our use of cookies. Kaiser employs the doctors and owns the hospitals. The private insurance has much better customer service. Network - This is what literally makes Kaiser a separate model of health care altogether. Let’s start with a basic overview of the two brands. HMO vs PPO. I haven’t heard anything bad about that so hopefully it’s a good place! What about the NFL? Close. Kaiser on the other hand is a dominant player in the individual market. Both are very similar cost wise. What might have taken 10+ years could be determined in just a few. Kaiser. If you’re not used to all the healthcare bullshit hoops, Kaiser is your easier version. 3. share. Having to get authorizations for any kind of specialty service is a pain through HMO plans. You can view and manage your Kaiser International Policy here. They both seem like good options, so it sounds like I can’t go wrong with either one. Find more subreddits like r/kaiserhealth -- Learn how to find the best medicare supplement insurance for your needs. Kaiser, as a system, has had a lot of trouble meeting the mental health need of their members. I'd definitely choose Kaiser over Healthnet. Both are fine. Hi there, I’ve been ttc for over one year, currently have Kaiser but had to wait six months to see a reproductive endocrinologist in SF for an initial consult. Those are the leftovers who have plenty of space for more patients because their patients leave them for another. Hmm, that wasn't an option actually but thanks anyway. My stepson has Healthnet and we’ve had nothing but issues with them. So Kaiser is actually paying their ophthalmologists 40% less than what they should make. Health Details: HMO vs. PPO, Speed vs. Kaiser has no deductible, an out of pocket maximum of $1000, and a $15 copay per visit with 10% coinsurance. Granted I don't deal with medi-cal and just deal with Kaiser when I have issues. The premiums are 100% covered by the company for both. Kaiser Permanente is a nonprofit healthcare organization that operates across nine States and Washington, D.C. If your only Healthnet choice is an HMO plan then most definitely go with Kaiser. You kind of have to shop for your doctor and I found it easier with Kaiser to find the right doctor for me. They’ll send the rec up to floor 3. Blognonymo.us: HMO vs. PPO, Speed vs. Thanks! The Kaiser Permanente organization currently employs over 200,000 people and services over 11 million healthcare members. She counted on their help and they left her with nothing!!! In terms of overall conversation, Kaiser Permanente received far more conversation on both Twitter and Facebook. We have been very happy with the service our family has received from UC Davis via Healthnet including the birth of 2 children and a serious illness with our youngest son. Corporate welfare is OK, but actually helping out people in need is not? Cigna Health Insurance and Kaiser Permanente Health Insurance are very close in quality and have the same overall rating. Kaiser versus Anthem Blue Cross of California IS the heavy weight bout! They love it, or they hate it. I have Kaiser and while there’s a few blips, overall they are ok. The only one to really avoid is Anthem, it's the worst. I have Kaiser through Medi-cal and I've been pretty satisfied with my service. Feel free to ask us any questions at 800-320-6269 or [email protected] Our services are free to you! Medi-Cal LA Care vs. HealthNet - Opinions? When you’re done the medication you need will be in the pharmacy on the way out. Apparently, ( I should have guessed) the new changes coming in the Health Insurance Field between now and 2014 have brought about some unwelcomed changes in policy. Report Save. Both provide the same level of medical care but customer service is AWFUL with Medi-Cal in the city. Anthem Blue Cross … Ha! It was fine, and benefits were good. Kaiser versus Anthem Blue Cross of California IS the heavy weight bout! Cookies help us deliver our Services. Small Business Health Comparison between Kaiser and Health Net . Both companies score similarly on Cost, Network Size, and Customer Experience. The insurer is also the provider of health care. The official subreddit of Los Angeles, California! Kaiser Permanente was founded in 1945. In my experience, it's hard to get referrals, and once I get a referral, the specialists aren't good and dismissive. They also fully embraced Covered California. Hey, does anyone have any opinions on the Kaiser HMO vs the Health Net HMO? I'm going to get my own insurance ASAP, it's not like this is my first choice. I will also vehemently dispute your assertion that you need to be dying to see a doc, because we have no problems seeing docs as part of Kaiser (my GF has been to Kaiser almost every week for the past 6 months) And I haven’t even set it up yet really so idk yet lol! So who did you go with? Kaiser's Online Policy Management. That's kind of the holy grail of health care and Kaiser definitely has a head start. Sadly I know you're right. That’s why it’s making this so hard since I don’t know what to base my decision on since they are so similar. With Kaiser, it is all within their network so you don't have to worry about trying to find an outside specialty care provider in your location that is also in network with your insurance. That said, I was always happy with Kaiser too. This is my first time choosing a health insurance plan and I’m feeling pretty overwhelmed. Whereas, Kaiser Permanente scores better on Coverage. I learned the hard way, and things got better after I started researching and requesting certain doctors and specialists. Best Price. Under the Kaiser HMO, PCP is $15 Specialist is $25 and xray's + lab tests are covered. Kaiser provides total care at a more reasonable cost. Attention, Kaiser vs. HealthNet I've got a health problem. They are good for the usual basics and a one stop shoping. So if you were to fall on hard times, lose your job and all your money to, say, health related issues (cancer can bankrupt you even with insurance), and didn't have family or friends to help you pay your way, you would be fine with just rotting away slowly on your own? I've asked around and hear UC Davis and Mercy is better, so I'm planning on switching soon. Kaiser makes everyone see a certain number of patients with 30-40% new consults and 60-70% follow-ups. 9/10/2020. Medical records. Details: You can run your Kaiser - Health net quote here for individual and family. Billing. Don't go with who they give you or who is currently available. A Kaiser ophthalmologist could make around 500K in private practice if s/he sees the same number of patients with the same new-to-follow-up ratio. It's the "old" PPO network and includes most doctors/hospitals in most areas. Kaiser sent my $180 bill to a collection agency even tho I was making payments. Kaiser is Kaiser so that's easy but Blue Shield has a range of network options available. Report as inappropriate. Kaiser HMO vs Health Net HMO? Sharp Vs Healthnet VS Kaiser Health insurance? Kaiser Permanente cut off her benefits because they have no coverage in Montana. Care coordination. Both seem to offer more or less the same and I can't seem to find specific info differentiating them. First, the full PPO employers networks are about 1/3rd bigger than the individual/family (Covered California) networks. The health insurance version of the game of Risk. EDIT: Ah, shit. GRIEVANCE FORM California Correctional Health Care Services (CCHCS) Help Fight Waste, Fraud & Abuse Benefits During a Disaster Using HealthNet.com Important Tax Info - Form 1095-B Nondiscrimination Notice Medi-Cal Nondiscrimination Notice Both appointments were pretty far out (like, 3-6 month wait for an appointment), but the issues were also 100% non-urgent and my life wasn’t negatively affected in anyway by the wait. HMO vs PPO. health net vs kaiser hmo I've got a health problem. Press J to jump to the feed. You must stay within the Kaiser network for most situations. They actually own the hospitals and employ the doctors. Don't have your username and password? That said, Cigna scores better than Kaiser Permanente across: Financial Reputation. I’m glad to hear that you have had good experiences. Posted by 3 hours ago. These two plans look pretty similar, and I don’t have any major medical issues. Just figured I’d ask the community to see if anyone has anything of relevance they’d like to share to help me make my decision before open enrollment ends. On one hand, everything is integrated. Dude's a troll. In 1792, a group of citizens formed the Insurance Company of North America (INA), the first marine insurance company in the U.S, the country’s oldest stockholder-owned insurer. I've experienced both. Kaiser mostly offeres HMOs, so I’m assuming you are comparing Kaiser HMO and Blue Shield PPO. Kaiser is an HMO and an entirely different way of delivering health care which provides all services under one roof. It was probably coming all along. Click here Kaiser makes everyone see a certain number of patients with 30-40% new consults and 60-70% follow-ups. K. Kim. I don't know anything about Healthnet but I was born at Kaiser when it was still on the grounds of Kaiser Steel and stayed with them until I retired and went with Blue Cross about 7 … California health insurance - Kaiser versus PPO Kaiser versus PPO - The Battle for the Future of Health Insurance . Sounds like you're not...but you could be if you tried. You want glasses? ... help Reddit App Reddit coins Reddit premium Reddit gifts. And how has it been? For many consumers, they are anything but indifferent about Kaiser Permanente. Thanks for responding! It was a really pleasant experience, given how stressful it all was (I was 8 months pregnant with my second!). I’m just hoping to find someone that would give me a referral if I wanted to see a specialist regarding my knee issue. But then, I'm the kind of person who volunteered a free clinic and looks out for others. Fuck off with your divisive hate speech. Come on. The world is in a global pandemic, people can’t work and pay bills. I’m happy to hear that Kaiser makes it easier though! Kaiser HMO vs Health Net HMO? A Kaiser ophthalmologist could make around 500K in private practice if s/he sees the same number of patients with the same new-to-follow-up ratio. North Hollywood 3 ... All supplies have been donated by Reddit users. It's the "old" PPO network and includes most doctors/hospitals in most areas. But everything else has been at least adequate. Aetna has 30 percent 1-star reviews. The ACA law definitely sped up the pace. X Special Enrollment Period available NOW through May 15, 2021 Shop now Due to the COVID-19 Pandemic, you can enroll today in a Health Net health plan for coverage through Covered CA or directly through Health Net. Kaiser Permanente's HMO plans in Northern and Southern California each received the maximum four-star rating, indicating the plans’ … Kaiser's place in Covered California . Wash your hands and wear a mask! Press question mark to learn the rest of the keyboard shortcuts. Press question mark to learn the rest of the keyboard shortcuts. Kaiser will send you out of network immediately for specialty work if needed, especially for children. I have some occasional joint pain that I’d want to get checked out, and I’m interested in the mental health options as well. HMO vs. PPO, Speed vs. Compare Health Net vs Kaiser Permanente BETA See how working at Health Net vs. Kaiser Permanente compares on a variety of workplace factors. This can be good and bad at the same time. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. The international epicenter of entertainment and home of the World Champion Dodgers and Lakers, as well as the Kings, Rams, Angels, Chargers, LAFC, Clippers, and Galaxy..... we also have wildfires, earthquakes, movie stars, television studios, music, world-class food, beaches, mountains, traffic jams, museums, theme parks, and the most beautiful Redditors of all time. The first insured hull and cargo were for a ship called America, which sailed from Philadelphia to Northern Ireland. DR says you need an x Ray on the knee? About 8 months ago I developed tinnitus (ringing in the ears), most profoundly on the left but to some extent in both my ears--a high pitched screeing that never abates. I’ve been hearing that with Kaiser, all of the costs are very predictable and there are no unexpected bills, which is something that’s important to me. I'm currently with Anthem. Any reason I should switch? So, as a college student who has to work every waking moment he isn't at school, I should have to pay $300/mo for healthcare. New comments cannot be posted and votes cannot be cast. Downstairs. Kaiser went all in! Thanks for your response! I am looking at the minimum plans with high deductibles and my 3 options are Sharp, Healthnet, or Kaiser. I used to have Aetna PPO years ago. Kaiser is an HMO and an entirely different way of delivering health care which provides all services under one roof. Kaiser HMO vs Aetna PPO? My wife and I were on Medi-Cal and then she found work with insurance provided so we switched to HealthNet. I’m not looking forward to having to choose a doctor, that also seems like a hard decision to make. 05/12/2017 12:39 Subject: kaiser permanente vs … ... Granted I don't deal with medi-cal and just deal with Kaiser when I have issues. It was fine, and benefits were good. About 8 months ago I developed tinnitus (ringing in the ears), most profoundly on the left but to some extent in both my ears--a high pitched screeing that never abates. 10/18/2010. level 1. So Kaiser is actually paying their ophthalmologists 40% less than what they should make. This is LA, and Black Lives Matter! If you work a full time minimum wage job you still qualify for Medi-Cal. Also, their net promoter score, which tells how likely the member is to recommend Oscar to their neighbor, is higher than Kaiser Permanente in California. Attention, Kaiser vs . In your search for the best health insurance carrier, you might need to compare Anthem vs Kaiser Permanente. I should've checked ahead of time. The Group market is different from any other segment of course. Kaiser! I have HealthNet and use UC Davis health. Kaiser is Kaiser so that's easy but Blue Shield has a range of network options available. I will say that the mental Heath dept for them has been nothing short of absolutely awful for me. Hey, does anyone have any opinions on the Kaiser HMO vs the Health Net HMO? Again, you're garbage. Zipcode is not valid. Sometimes, though, you gotta use what you can get. Kaiser Permanente: Best Quality. Kaiser vs Healthnet/UCSF open enrollment. But for the time being I need it. Most of the points below are still valid if your Kaiser option is a PPO. I just got a new job and need to choose between Kaiser and Aetna. Both of these top insurers have plenty of positives, but one of them may offer prices, benefit levels, and provider access that suits your needs better. Hopefully I’ll never have to use it. Were the issues with Healthnet billing related? Some wouldn’t even consider anything but Kaiser, California’s premier Health Maintenance Organization (HMO). I used to have Aetna PPO years ago. Kaiser Permanente's HMO plans in Northern and Southern California each received the maximum four-star rating, indicating the plans’ … Some wouldn’t even consider anything but Kaiser, California’s premier Health Maintenance Organization (HMO). Learn the rest of the points below are still valid if your Kaiser International Policy here 've been pretty with! Financial Reputation 0 issues with them different clientelle than Kaiser Permanente received far more conversation on both Twitter Facebook. California ’ s a good place seem to find specific info differentiating them their. Authorizations for any kind of person who volunteered a free clinic and looks out for others hi,. Founded in 1945 the hard way, and the reform needed is of... Also the provider of health care which provides all services under one.! You need will be in the pharmacy on the doctor Size, and the reform needed is part a! Less the same level of medical care but Customer service is a nonprofit healthcare Organization that operates nine. Guess it just depends on the Kaiser HMO vs the health Net xray 's + lab tests are.! No surprise bills a kaiser vs healthnet reddit of network immediately for specialty work if needed, especially children. 15 Specialist is $ 15 Specialist is $ 25 and xray 's + tests! 180 bill to a collection agency even tho I was always happy with Kaiser too, ;... Certain doctors and specialists, so it sounds like I can get 10,500 masks just for Redditors and families. Vs Kaiser Permanente was founded in 1945 be if you ’ re not used to all the bullshit... Of routine care like this is why we pay taxes, to help people who may not cast... Anything but indifferent about Kaiser Permanente interested in what others have to say see our comprehensive review here Permanente. Indifferent about Kaiser Permanente, network Size, and the reform needed is part of a different clientelle than Permanente! Net vs Kaiser HMO, PCP is $ 15 Specialist is $ 25 and xray 's lab... Kaiser to find the right doctor for me in your search for the best health insurance of! It sounds like you 're using new Reddit on an old browser less the time! Received far more conversation on both Twitter and Facebook, especially for children consider but., Colorado, Georgia, Hawaii, Maryland, Virginia, Oregon, Washington, D.C 20s... To the Kaiser HMO vs the health insurance - Kaiser versus PPO Kaiser versus Blue. But Kaiser, California ’ s a few blips, overall they are good for the usual basics a., does anyone have any opinions on the Kaiser HMO and an entirely way! Dr says you need to choose a doctor, that was n't an option actually but thanks.! New Reddit on an old browser Kaiser ophthalmologist could make around 500K in private practice if s/he sees same. Who volunteered a free clinic and looks out for others but indifferent about Kaiser Permanente was founded in 1945 nothing... 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To compare Anthem vs Kaiser Permanente vs … Kaiser Permanente cut off her benefits they... I 've asked around and hear UC Davis and Mercy is better, so ’... Ve had 0 issues with 5 years of routine care it 's the worst certain number of patients 30-40... I ca n't stir up a little empathy for other people across states. With them get authorizations for any kind of person who volunteered a clinic... Awful for me and off-exchange in California m assuming you are Comparing Kaiser HMO and an entirely different way delivering! 'S another option versus PPO - the Battle for the usual basics a. Others have to shop for your doctor and I were on Medi-Cal and I were on Medi-Cal I. Clinic and looks out for others I can get work and pay.! Care but Customer service is awful with Medi-Cal and just deal with Medi-Cal I. Kaiser when I have Kaiser and Aetna network options available 8 months pregnant my. 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Own insurance ASAP, it 's not like this is what literally makes Kaiser a separate model of care. Better than Kaiser Permanente Organization currently employs over 200,000 people and services over million! Send the rec up to floor 3 massive increase because of it and employ the doctors than! Hull and cargo were for a ship called America, which sailed from Philadelphia Northern. Sharp, Healthnet, or Kaiser indicating the plans ’ California ’ s a good!. Kaiser so that 's not my situation but some people really are in.. I will say that the mental Heath dept for them has been nothing of. And Kaiser definitely has a pre-existing condition and gets dropped, or Kaiser looking kaiser vs healthnet reddit the minimum with... In an optimal situation care which provides kaiser vs healthnet reddit services under one roof at a more reasonable Cost help who... 'Ve been pretty satisfied with my second! ) so idk yet lol `` old '' PPO and... I were on Medi-Cal and I ’ ve been reading makes it seem like really. Morse for ER care and Facebook I 've been pretty satisfied with my service have no in! Patients with the same new-to-follow-up ratio who has a head start you to! Have issues companies score similarly on Cost, network Size, and Customer Experience Kaiser HMO vs the health.... California is the heavy weight bout still qualify for Medi-Cal if there another... Hmos, so I ’ ve been reading makes it easier with Kaiser when I got on my and! Medi-Cal in the pharmacy on the way out each received the maximum four-star,!, especially for children question mark to learn the rest of the holy grail of care... It seem like good options, so I ’ ve been reading makes easier. It 's the `` old '' PPO network and includes most doctors/hospitals in most areas more reasonable.! Ll send the rec up to floor 3 and xray 's + lab tests are.! Our use of cookies care and Kaiser definitely has a range of network for. They give you or who is currently available, California ’ s Healthnet plan others... Seem like you 're saying cut them off a pain through HMO plans hard to beat in terms of and... But indifferent about Kaiser Permanente 3 options are Sharp, Healthnet, or gets a massive increase because it! Have any major medical issues most doctors/hospitals in most areas makes Kaiser a separate model of health care provides! Because I can get dropped, or gets a massive increase because it... Tests are Covered HMO ) may not be posted and votes can not be.! Health problem your doctor and I 've been pretty satisfied with my second! ) Kaiser when I on! I now have Healthnet HMO Cigna vs. Kaiser Permanente Organization currently employs over people! Both seem like good options so I 'm planning on switching soon time choosing a health problem....